Branch Network – IKF Home Finance

Pradhan MantriAwasYojana (PMAY)

Ministry of Housing and Urban Poverty Alleviation (MoHUPA) has introduced in June 2015, an interest subsidy scheme called Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (URBAN)-Housing for All, for purchase/construction/extension/improvement of house to cater Economical Weaker Section(EWS)/Lower Income Group(LIG)/Middle Income Group (MIG), given the projected growth of urbanization & the consequent housing demands in India.

+ Eligibility:

The beneficiary family should not own a pucca house in his/her or in the name of any member of his/her family in any part of India.
In case of married couple, either of the spouse or both together in joint ownership will be eligible for a single subsidy.
The beneficiary family should not have availed of central assistance under any housing scheme from Government of India or any benefit under any scheme in PMAY.

+ For More Details:

PRODUCTS(Pradhan Mantri Awas Yojana)

National Housing Bank

IKF Home Finance Ltd (Coimbatore)
No.1055/17, 2^nd Floor,
Gowtham Center, Main Avinashi Road,
Coimbatore, Tamilnadu 641018, India.

IKF Home Finance Ltd (Salem)
No.4/137, Near Roundana,
Saradha College Road, Alagapuram,
Salem, Tamilnadu 636004, India.

IKF Home Finance Ltd (Erode)
Shop No: 2, 1^st floor, 17 Agil Medu Street,
Saradha College Road, Alagapuram,
Salem, Tamilnadu 636004, India.

IKF Home Finance Ltd (Bangalore)
Old No.151/1 (New No.56), 2^nd Floor,
S.S.Aracade, 6th cross Wilson Garden,
Bangalore, Karnataka 560027, India.

IKF Home Finance Ltd (Pune)
Neelkantha Appartment, 1^st Floor,
Office No: 02, 1018, Shivaji Nagar,
Model colony, Deep Bunglow Chowk, Pune,
Maharashtra 411016, India.

IKF Home Finance Ltd (Pimpri)
Neelkantha Appartment, 1^st Floor,
Office No: 02, 1018, Shivaji Nagar,
Model colony, Deep Bunglow Chowk, Pune,
Maharashtra 411016, India.

IKF Home Finance Ltd (Vijayawada)
A S RAO Building 3^rd Floor,
Vijayanagar Colony, Pantakaluva Road,
Vijayawada, Andhra Pradesh 520010, India.

IKF Home Finance Ltd (Visakhapatnam)
Door No:49-53-10/1, 1^st Floor,
Thavudu Complex, Balayyasastry layout,
Opp Swathi Promoters, Visakhapatnam,
Andhra Pradesh 530013, India.

IKF Home Finance Ltd (Guntur)
3^rd Floor, Sivaraj Arcade,
7/1, Arundelpeta, Gunturu,
Andhra Pradesh 522002, India.

IKF Home Finance Ltd (Eluru)
#17-15-4,2^nd Floor,
Opp.Gokul Tvs Showroom,
Stadium Road,Lakshavarapu Pet, Eluru.

IKF Home Finance Ltd (Rajahmundry)
#79-2-4/3, 3^rd Floor, Tilak Raod,
Opp: Karur Vysya Bank, Rajahmundry,
Andhra Pradesh 533103, India.

IKF Home Finance Ltd (Vizianagaram)
# 8-12-5, Shop No.8, 3^rd Floor, PSN Estate,
Beside RTC Complex, Vizianagaram,
Andhra Pradesh 535002, India.

IKF Home Finance Ltd (Kakinada)
#12-1-51-1, 1^st Floor, Opp.Hero Honda Showroom,
Suryarao Pet, Main Road, Kakinada,
Andhra Pradesh 533001, India.

Customer Login

IKF Home Finance Ltd
IKF Home Finance Ltd (Somajiguda)
#6-3-902/A,PLOT NO.1, BUILDING,
NEAR YASHODA HOSPITAL, Somajiguda,
Central Plaza, Durga Nagar,
Ph: 040 2341 2083,
Hyderabad, Telangana 500082, India.

IKF Home Finance Ltd (L.B.Nagar)
#1-38, MTR Complex, 2^nd Floor,
Uppal to Nagole Raod, Beside Mekala Bharathi Garden,
Uppal (L.B Nagar) Hyderabad – 500039.

IKF Home Finance Ltd (ECIL)
Plot no 11, Sriram Nagar Colony,
Behind Radikha Theater,
Above Agarwal Supermarket. ECIL,
Hyderabad, Telangana-500062, India.

IKF Home Finance Ltd (Chandanagar)
Door.No:2-57/5/104,
SVL Towers, 1^st Floor,
Chandanagar, Hyderabad,
Telangana 500050, India.

Apply for Loan

Loan Amount (in Lakh) :
Tenure (No. of Months) :
Interest Rate % :

Loan Amount (in Lakh) :

Tenure (No. of Months) :

Interest Rate % :

This calculator provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

Loan Against Commercial Property

Mortgage your commercial property with IKF Home Finance for financial assistance to meet your unique needs in a quick and hassle-free way.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 5 to 50

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: Up to 12 years

+ Interest Rate (%): 17.75 to 19.75

+ Loan to Value (%): Up to 55

Loan Against Residential Property

Mortgage your residential property with IKF Home Finance for financial assistance to meet your unique needs in a quick and hassle-free way.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 5 to 50

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: Up to 12 years

+ Interest Rate (%): 17.75 to 19.75

+ Loan to Value (%): Up to 60

Home Improvement Loan – Balance Transfer

Transfer your current home improvement loan to IKF Home Improvement Loan, along with increase in loan amount (top up) to meet your enhanced needs and enjoy the many benefits of IKF.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 3 to 20

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: 3 to 10 years

+ Interest Rate (%): Up to 15.75

+ Loan to Value (%): Up to 70

Home Improvement Loan - Refinance

Avail refinance for the work done in last 9 months towards your current home improvement loan to IKF Home Improvement Loan (Extension / Renovation) to enjoy the many benefits of IKF.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 3 to 20

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: 3 to 10 years

+ Interest Rate (%): 13.75 to 15.75

+ Loan to Estimated cost of work to be undertaken (%):

Up to 90 (Loan to Value of property not exceeding 70%)

Home Renovation Loan

Financial assistance to renovate an existing house by furnishing it / adding modern fixtures / undertaking repairs to extend its life.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 3 to 20

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: 3 to 10 years

+ Interest Rate (%): 13.75 to 15.75

+ Loan to Estimated cost of work to be undertaken (%):

Up to 90 (Loan to Value of property not exceeding 70%)

Home Extension Loan

Financial assistance to extend an existing house by adding additional space/floors.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 3 to 20

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: 3 to 10 years

+ Interest Rate (%): 13.75 to 15.75

+ Loan to Estimated cost of work to be undertaken (%):

Up to 90 (Loan to Value of property not exceeding 70%)

Home Loan – Balance Transfer

Transfer your current home loan to IKF Home Loan, along with increase in loan amount (top up) to meet your enhanced needs.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 5 to 100

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: 3 to 20 years

+ Interest Rate (%): UP to 14.75

+ Loan to Value (%): Up to 80

Home Loan - Refinance

Avail refinance for the investment done in last 9 months to enjoy the many benefits of IKF.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 5 to 75

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: 3 to 20 years

+ Interest Rate (%): 12.75 to 14.75

+ Loan to Value (%): Up to 80

Composite Home Loan (purchase of Plot + Construction)

Financial assistance to purchase a plot and construct your house.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 10 to 100

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: 3 to 20 years

+ Interest Rate (%): 11.75 to 14.75

+ Loan to Value (%): Up to 80

Home Construction Loan

Financial assistance for construction of a house on a plot owned by you.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 10 to 100

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: 3 to 20 years

+ Interest Rate (%): 11.75 to 14.75

+ Loan to Estimated cost of Construction (%): Up to 90 (overall LTV not exceeding 80%)

Home Purchase Loan

Financial assistance to purchase a constructed house or an under construction property.

+ Eligibility:

Salaried or self-employed with minimal proof of income or
Self-employed with no minimal proof of income

+ Loan amount (INR Lakhs): 5 to 100

+ Repayment:

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

+ Tenure: 3 to 20 years

+ Interest Rate (%): 11.75 to 14.75

+ Loan to Value (%): Up to 75

TELANGANA

ANDHRA PRADESH

MAHARASHTRA

KARNATAKA

TAMILNADU