Fair Practice Code Policy
Fair Practice Code Policy
Ministry of Housing and Urban Poverty Alleviation (MoHUPA) has introduced in June 2015, an interest subsidy scheme called Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (URBAN)-Housing for All, for purchase/construction/extension/improvement of house to cater Economical Weaker Section(EWS)/Lower Income Group(LIG)/Middle Income Group (MIG), given the projected growth of urbanization & the consequent housing demands in India.
+ Eligibility:
+ For More Details:
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This calculator provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
Mortgage your commercial property with IKF Home Finance for financial assistance to meet your unique needs in a quick and hassle-free way.
+ Eligibility:
+ Loan amount (INR Lakhs): 5 to 50
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: Up to 12 years
+ Interest Rate (%): 17.75 to 19.75
+ Loan to Value (%): Up to 55
Mortgage your residential property with IKF Home Finance for financial assistance to meet your unique needs in a quick and hassle-free way.
+ Eligibility:
+ Loan amount (INR Lakhs): 5 to 50
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: Up to 12 years
+ Interest Rate (%): 17.75 to 19.75
+ Loan to Value (%): Up to 60
Transfer your current home improvement loan to IKF Home Improvement Loan, along with increase in loan amount (top up) to meet your enhanced needs and enjoy the many benefits of IKF.
+ Eligibility:
+ Loan amount (INR Lakhs): 3 to 20
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: 3 to 10 years
+ Interest Rate (%): Up to 15.75
+ Loan to Value (%): Up to 70
Avail refinance for the work done in last 9 months towards your current home improvement loan to IKF Home Improvement Loan (Extension / Renovation) to enjoy the many benefits of IKF.
+ Eligibility:
+ Loan amount (INR Lakhs): 3 to 20
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: 3 to 10 years
+ Interest Rate (%): 13.75 to 15.75
+ Loan to Estimated cost of work to be undertaken (%):
Up to 90 (Loan to Value of property not exceeding 70%)
Financial assistance to renovate an existing house by furnishing it / adding modern fixtures / undertaking repairs to extend its life.
+ Eligibility:
+ Loan amount (INR Lakhs): 3 to 20
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: 3 to 10 years
+ Interest Rate (%): 13.75 to 15.75
+ Loan to Estimated cost of work to be undertaken (%):
Up to 90 (Loan to Value of property not exceeding 70%)
Financial assistance to extend an existing house by adding additional space/floors.
+ Eligibility:
+ Loan amount (INR Lakhs): 3 to 20
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: 3 to 10 years
+ Interest Rate (%): 13.75 to 15.75
+ Loan to Estimated cost of work to be undertaken (%):
Up to 90 (Loan to Value of property not exceeding 70%)
Transfer your current home loan to IKF Home Loan, along with increase in loan amount (top up) to meet your enhanced needs.
+ Eligibility:
+ Loan amount (INR Lakhs): 5 to 100
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: 3 to 20 years
+ Interest Rate (%): UP to 14.75
+ Loan to Value (%): Up to 80
Avail refinance for the investment done in last 9 months to enjoy the many benefits of IKF.
+ Eligibility:
+ Loan amount (INR Lakhs): 5 to 75
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: 3 to 20 years
+ Interest Rate (%): 12.75 to 14.75
+ Loan to Value (%): Up to 80
Financial assistance to purchase a plot and construct your house.
+ Eligibility:
+ Loan amount (INR Lakhs): 10 to 100
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: 3 to 20 years
+ Interest Rate (%): 11.75 to 14.75
+ Loan to Value (%): Up to 80
Financial assistance for construction of a house on a plot owned by you.
+ Eligibility:
+ Loan amount (INR Lakhs): 10 to 100
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: 3 to 20 years
+ Interest Rate (%): 11.75 to 14.75
+ Loan to Estimated cost of Construction (%): Up to 90 (overall LTV not exceeding 80%)
Financial assistance to purchase a constructed house or an under construction property.
+ Eligibility:
+ Loan amount (INR Lakhs): 5 to 100
+ Repayment:
Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.
+ Tenure: 3 to 20 years
+ Interest Rate (%): 11.75 to 14.75
+ Loan to Value (%): Up to 75
