management – IKF Home Finance

Teja Nichanametla

AVP Finance and Accounts.

Teja N is a qualified Chartered Accountant by profession and has nearly 7 years of post-qualification experience in finance, treasury and compliance functions. Before joining the Company.

Teja held the position of AVP – Finance in Spandana Sphoorty. In the past he has been associated with Karvy, TCS and Deloitte.

Vishal Joshi

Vishal Joshi – Company Secretary

Vishal Joshi is an Associate company Secretary, who also hold master’s in Commerce and Bachelors in Law, He has 4 years of experience in the field of Secretarial Compliance & Corporate Governance. During his career he was associated with a Group of Infrastructure companies with 20 Subsidiaries having turnover of 4000+ Crores.

Vishal was instrumental in handling the entire secretarial compliance of the Group Companies.

Mohan Naidu

AVP – Credit (Andhra Pradesh, Karnataka & Tamil Nadu).

Mohan Naidu has 20+ years of proven experience in credit underwriting of Home Loans, Mortgage Loans.

Mohan has worked with several banks and financial services companies including Citi Bank Shelters, Standard Charted Bank, ING Vysya Bank, DHFL, IIFL and SBFC (Small Business Fin Credit Pvt.Ltd.).

He worked with SBFC – Small Business Fin Credit Pvt.Ltd (formerly known as Karvy Financial Services Ltd) as Location Credit Head in his last assignment. He has an MBA.

Manoj Bhaskaran

AVP – Credit (Maharashtra & Gujarat).

Manoj Bhaskaran has 20+ years of experience in business expansion, credit, sales, operation and collection of Home loan, Mortgage loan, PL and consumer loan.

Manoj has worked with HFC, Financial services and Banks including Ge, Au financiers, Fullerton, Indiabulls and Ujjivan Small finance bank.

Manoj worked as an RBM and NCM with Ujjivan small finance in his last assignment.

Board Approved COVID-19 Moratorium Policy -IKFHF

Pradhan MantriAwasYojana (PMAY)

Ministry of Housing and Urban Poverty Alleviation (MoHUPA) has introduced in June 2015, an interest subsidy scheme called Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (URBAN)-Housing for All, for purchase/construction/extension/improvement of house to cater Economical Weaker Section(EWS)/Lower Income Group(LIG)/Middle Income Group (MIG), given the projected growth of urbanization & the consequent housing demands in India.

+ Eligibility:

The beneficiary family should not own a pucca house in his/her or in the name of any member of his/her family in any part of India.
In case of married couple, either of the spouse or both together in joint ownership will be eligible for a single subsidy.
The beneficiary family should not have availed of central assistance under any housing scheme from Government of India or any benefit under any scheme in PMAY.

+ For More Details:

PRODUCTS(Pradhan Mantri Awas Yojana)

National Housing Bank

Anand Srinivasan

Regional Business Head – South.

Anand Srinivasan has 17+ years experience in Leadership, Management & Administrative in the area of retail and commercial banking for Home loans and Mortgage loans.

Anand has worked with several leading banks and financial services companies, including HSBC, IndusInd, Federal, IIHFL and GE.

Anand worked as ZSM with IIHFL during his last assignment.

Anand has an MBA in International Business from Hyderabad.

Lakshmi Kanth C H

Head – Risk & Credit Compliance.

Lakshmi Kanth is a multi-faceted professional with outstanding record of performance in a quantitative environment and strong business background with 16+ years of proven experience in credit underwriting & risk management of Home Loans, Mortgage Loans, Gold Loans, Commercial Vehicle Loans & Health care Equipment Loans.

Lakshmi Kanth has worked with several Banks and Financial services companies including Ujjivan Small Finance bank, Karvy, Deutsche Postbank Home Finance Ltd & Reliance Capital.

Lakshmi Kanth worked as Area Credit Manager for Karnataka with Ujjivan Small Finance Bank during in his last assignment. He has a MBA – Finance from Nagarjuna University and CFA from ICFAI University

Aryendra Kumar

Mr.Aryendra Kumar is professional with close to three decades of experience in banking and financial services industry. He has got an unique blend of experience in wide variety of retail banking products – secured and unsecured lending products and in IT service sector, he has proven track record of managing large portfolio in Mortgage finance including rural & urban. His area of expertise is in Affordable housing finance, Retail Housing Finance, Construction Finance, Business Analysis & IT Sales related to consumer finance & Human Resource Management.

Mr.Aryendra Kumar worked with several banks, HFC & Financial services companies in capacity of senior management that includes NCML Finance Pvt. Ltd, Ujjivan Small Finance Bank, Tata Capital Housing Finance Ltd, Tech Mahindra, Citibank NA, His International Exposure includes working in Denmark and UK and Widely traveled to other countries during his past assignments

Sunil Kumar Pradhan

Head of Operations.

Sunil Kumar Pradhan, has 17+ years experience in Operations Management, Credit Management, Strategic Planning and Training, Project Management, Team Management and Customers Services.

Sunil has worked with Several Financial Services Companies which includes GE, Kotak Home Finance, India Bulls, Capital First, Bajaj Finserve, Religare Finvest Ltd.

He worked as Zonal Credit Operation Head – South, for Religare Finvest Ltd, in his last assignment.

He has a MBA (Finance & Marketing) from Punjab Technical University.