Board Approved COVID-19 Moratorium Policy -IKFHF
Mohan Naidu has 20+ years of proven experience in credit underwriting of Home Loans, Mortgage Loans.
Mohan has worked with several banks and financial services companies including Citi Bank Shelters, Standard Charted Bank, ING Vysya Bank, DHFL, IIFL and SBFC (Small Business Fin Credit Pvt.Ltd.).
He worked with SBFC – Small Business Fin Credit Pvt.Ltd (formerly known as Karvy Financial Services Ltd) as Location Credit Head in his last assignment. He has an MBA.
Ministry of Housing and Urban Poverty Alleviation (MoHUPA) has introduced in June 2015, an interest subsidy scheme called Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (URBAN)-Housing for All, for purchase/construction/extension/improvement of house to cater Economical Weaker Section(EWS)/Lower Income Group(LIG)/Middle Income Group (MIG), given the projected growth of urbanization & the consequent housing demands in India.
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Anand Srinivasan has 13+ years’ experience in Administrative, leadership and Management in the area of retail and commercial banking for Home loans and Mortgage loans.
Anand has worked with several leading banks and financial services companies, including HSBC, IndusInd, Federal, IIHFL and GE.
Anand worked as ZSM with IIHFL during his last assignment.
Anand has an MBA in International Business from Hyderabad.
Lakshmi Kanth is a multi-faceted professional with 13+ years of proven experience in credit underwriting of Home Loans, Mortgage Loans, Gold Loans, Commercial Vehicle Loans & Health care Equipment Loans.
Lakshmi Kanth has worked with several Banks and Financial services companies including Ujjivan Small Finance bank, Karvy, Deutsche Postbank Home Finance Ltd & Reliance Capital.
Lakshmi Kanth worked as Area Credit Manager for Karnataka with Ujjivan Small Finance Bank during in his last assignment.
Dheeraj Bilgikar has 14+ years’ experience in Banking and Micro finance. He has worked with several leading banks and financial services companies, including ING Vysya, HDFC and Ujjivan.
Prior to IKF Home Finance Ltd, Dheeraj served as Regional Operations Manager(south) and Chief – Cash Management & Projects Implementation with Ujjivan Financial Services Private Limited. He was the integral part of the Bank transition team at Ujjivan and held the position as National Manager – ATM Business in his last assignment with Ujjivan Small Finance Bank Limited.
Dheeraj has an MBA in Finance from Bangalore University.
Sunil Kumar Pradhan, has 16+ years experience in Operations Management, Credit Management, Strategic Planning and Training, Project Management, Team Management and Customers Services.
Sunil has worked with Several Financial Services Companies which includes GE, Kotak Home Finance, India Bulls, Capital First, Bajaj Finserve, Religare Finvest Ltd.
He worked as Zonal Credit Operation Head – South, for Religare Finvest Ltd, in his last assignment.
He has a MBA (Finance & Marketing) from Punjab Technical University.