IKF Home Finance

Home Loan

Home Construction Loan Service

Financial assistance for construction of a house on a plot owned by you.

Get a loan to building a new home, buying a ready-made house or apartment, or purchasing an under-construction property.


We customize our products and assessment models to suit your individual needs.


We support you with competitive interest rates and flexible & borrower-friendly processes.


We commit to maximizing the value for you through ease, transparency, and consistency in service.
Eligibility Loan amount Repayment Tenure Interest Rate (%)
  1. Salaried or self-employed with minimal proof of income or
  2. Self-employed with no minimal proof of income

 10 to 100 (INR Lakhs)

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

3 to 20 years

Interest Rate (%): 11.75 to 14.75

Loan to Estimated cost of Construction (%): Up to 90 (overall LTV not exceeding 80%)

Up to 75

In cases of self-construction of homes, disbursement will be done based on its stage of construction and construction of house should be completed within 12 months from the date of first disbursement of the loan. Incase of any delay in completion of the construction, loan amount will be downsized, and EMI will be started immediately.

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If need more info please contact us!

We’re glad to discuss your Loan. So please contact us via the details below, or enter your request.