IKF Home Finance

Residential & Commercial

Loan Against Property & SME Loans

Avail loan against property (LAP) for your personal or business needs at attractive interest rates. Both residential and commercial properties can be mortgaged for availing a loan against property. We provide a smooth & hassle-free loan against property to both salaried and self-employed individuals. Our loan against property is a simple solution to your financial needs.


We customize our products and assessment models to suit your individual needs.


We support you with competitive interest rates and flexible & borrower-friendly processes.


We commit to maximizing the value for you through ease, transparency, and consistency in service.
Eligibility Loan amount Repayment Tenure Interest Rate (%)
  1. Salaried or self-employed with minimal proof of income or
  2. Self-employed with no minimal proof of income

 5 to 50 (INR Lakhs)

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

Up to 12 years

Interest Rate (%): 17.75 to 19.75

Loan to Value (%): 

  • Commercial- Up to 55%
  • Residential- Up to 60%
Up to 75
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If need more info please contact us!

We’re glad to discuss your Loan. So please contact us via the details below, or enter your request.