Today, as hundreds of our home loan beneficiaries like Anita and Anurag convey their gratitude to us, it gives us immense satisfaction and a purpose to our life and the business we conduct. Our appetite to fulfil the dreams of multitude of people is unceasing and we do so with great fervour. It is a pleasure for me to share with you the Annual Report for IKF Home Finance Limited for FY2021-22 with the theme ‘Your Dream, Our Mission’ which is in harmonious agreement with our long-term vision of being the most preferred and trusted affordable housing finance company.