IKF Home Finance

Home Loan

Balance Transfer

Transfer your current home loan to IKF Home Loan, along with increase in loan amount (top up) to meet your enhanced needs. Top-up loan can be borrowed over existing home loan. This loan may be used for renovating an existing property, funding your business, child's education or wedding etc.


We customize our products and assessment models to suit your individual needs.


We support you with competitive interest rates and flexible & borrower-friendly processes.


We commit to maximizing the value for you through ease, transparency, and consistency in service.
Eligibility Loan amount Repayment Tenure Interest Rate (%)
  1. Salaried or self-employed with minimal proof of income or
  2. Self-employed with no minimal proof of income
 Rs. 5 Lakh to 1 Cr

Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System.

3 to 20 years. Subject to change depending upon the type of loan.

Interest Rate (%): Starting @14.75 onwards

Loan to Value (%):  Up to 80%

Up to 75
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